Note: The job is a remote job and is open to candidates in USA. Mission Lane is a purpose-driven fintech company focused on providing better credit options for consumers. They are seeking a data-driven problem solver to join their Acquisitions team as a Business Analyst, where the role involves improving underwriting strategies, optimizing acquisition strategies, and collaborating with cross-functional teams to drive growth.
Responsibilities
- Take the lead in initiatives to improve our underwriting & pricing strategies
- Have the opportunity to use AI driven tools for data analysis
- Optimize current acquisition strategies in response to customer behavior and changing marketplace conditions
- Develop actionable financial strategies based on financial data-driven insights to improve credit risk and profitability while driving step changes in the company’s growth trajectory
- Seed tests in market to better understand customer behavior and leverage learnings to invest in future growth
- Collaborate with cross functional teams across product, data science, engineering and capital markets to bring strategies to market
- Articulate and communicate strategies to senior leadership
Skills
- Proven ability to problem solve end-to-end: from framing the question and forming a hypothesis, to analyzing the data, to communicating and debating the answer with other stakeholders
- Familiarity with SQL, python, or other tools for data analysis
- 2 - 7 years of experience (YOE) in a highly analytical role. Our team dynamics commonly align 2 - 5 YOE for Principal Analyst level and 4 - 7 YOE for the Business Manager opportunity
- Bachelor's or Masters in Economics, Finance, Engineering, Mathematics, or similar quantitative field with record of strong academic performance
- Experience doing analytical work with credit cards or other consumer lending products
- Experience helping scale a business in a fast-paced startup environment
- Expertise in SQL or Python
- Experience using AI coding assistants (Claude Code, Codex, Gemini CLI, Cursor, etc.)
Benefits
- An engaging culture with access to training programs and advancement opportunities
- Full health, dental, and vision benefits
- Flexible Spending Account (for medical and childcare expenses)
- Paid parental leave
- 401k Company Match
- Generous PTO
- Flexible schedules
- A Calm App subscription
- Participation in our annual incentive program and equity are available for this role
- A comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment
Company Overview
Mission Lane is a consumer finance company dedicated to helping everyone have access to fair and clear credit. It is a sub-organization of LendUp. It was founded in 2018, and is headquartered in Richmond, Virginia, USA, with a workforce of 501-1000 employees. Its website is https://www.missionlane.com/.