Note: The job is a remote job and is open to candidates in USA. Farmer Mac is looking to hire a driven, analytical individual for the position of Credit Analyst - Power & Utilities. This role involves analyzing, underwriting, and providing recommendations for new credit transactions while supporting the growth of Farmer Mac’s Power & Utilities portfolio.
Responsibilities
- Support Power & Utilities loan portfolio and collaborate with key internal stakeholders including Relationship Managers, Credit, and Transaction Management
- Assess and analyze new loan transactions to electric distribution and generation and transmission borrowers within prescribed standards and underwriting guidelines
- Analyze the current, historical, and projected financial condition and repayment capacity of borrowers
- Identification of key risks and issues pertinent to each credit request, including mitigants for identified risks
- Spread financial statements in Moody’s CreditLens and Farmer Mac’s internal excel templates
- Assist with portfolio administration, including helping update bi-weekly loan pricing worksheets, loan pricing research, and facilitating periodic rate reset actions for existing loans
- Assist with a wholesale lending program including quarterly compliance tracking, annual reviews, and ad-hoc competitive bid proposals
- Develop and maintain knowledge of the electric cooperative industry through research and periodic attendance of conferences
- Provide analyst support across other Infrastructure Finance segments, as needed
- Support organization wide initiatives and processes to improve efficiency, productivity, sourcing and credit quality
Skills
- Bachelor's degree in accounting, finance, business administration, economics, engineering or related field
- Fundamental understanding of accounting and financial statements
- At least two years of professional experience, which would have included managing multiple priorities and working both independently and as part of a team
- Knowledge of Microsoft Office applications (Outlook, Word, and Excel) and other business software
- Ideal candidate will be thoughtful, inquisitive and curious in nature with heightened attention to detail appropriate for transactions of significant size and risk
Benefits
- Performance-based bonus
- Equity-based awards
- Remote with preference for candidates in Washington, D.C. or Denver, CO areas
- Flexibility of work location
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